Getting Back on Track After Bankruptcy

Filing for bankruptcy can be embarrassing and intimidating, especially when you think you’ll become a financial pariah when it’s all over. Don’t lose hope. There is life after bankruptcy and many Americans can achieve financial stability with just a few habit changes. If you’ve filed for bankruptcy recently, take these steps toward a brighter financial

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Credit Scores and Bankruptcy

Filing for bankruptcy is never an easy choice to make. Bankruptcy is a last resort to consider only when other options like debt management plans, settling or consolidation fail. Although it has its saving graces, bankruptcy can have detrimental effects on your purchasing power. One negative effect of declaring bankruptcy is a temporarily lower credit

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Things to Avoid If You’re Filing for Bankruptcy

There are several common mistakes people who are considering bankruptcy make before they file. Some are intentional in an attempt to lessen the negative repercussions on them and their lifestyle and others are just mistakes they don’t realize could cause issues with their bankruptcy proceedings. The following are some examples of actions you should avoid

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Should I File for Chapter 7 or Chapter 13 Bankruptcy?

Many people who are struggling with debt consider bankruptcy, but how do you know which type of bankruptcy to file? If you’re a consumer who is just beginning research on bankruptcy options, you can generally rest a bit easier knowing there are really only two types that are likely relevant to you. Chapter 7 and

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